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Author Archives: Jerri

Budget Buster - Gasoline!

Just when you think you are getting the budget under control, gas prices shoot up twelve cents a gallon in the last two weeks. I don’t know about you, but for me, the gas budget is one of the hardest to budget for because the price of gas is so volatile - not to […]

More Affordable Services of Today Lack Quality of Yesterday

When it comes to spending money when you are on a budget for services and products that you want, one of the things to consider is the quality of what you are buying compared to the price. One of the things I have noticed in recent years is the quality of service for manicures […]

Meet in the Middle - Cheap vs Quality

One thing I really love to do is shop.  (Typical woman!)  I’ve just come to realize that my idea of a “good deal” can be very strange.  My idea of the “best deal” is the best item for the cheapest price.  Then I go a step further and try to find the “best price for […]

Student Loans and Getting Rid of the Sorry Suckers!

Student Loans…that’s a BAD word!  My husband started college in 1983 and took out student loans for nearly a decade.  Back in the day (a long time ago), we did not have those consolidated student loan.  I believe at one point we probably had about seven different student loans with payments totaling $900 per month […]

Being Loyal to Your Employer

Don’t deceive yourself - companies are not loyal to their employees, nor do they care about them.
On February 6, 2008, I was let go from a job I had worked at for six and a half years. I worked for General Dynamics who had a contract with the Citizenship and Immigration Service (government). […]

Just for Grins - A Sad Little Man

I was recently let go from a job I hated but continued to work at for six and a half years because I liked the people I worked with. One of the men I worked with (David) was around mid to late fifties and I really just think he’s a hoot - love […]

The Weight of Discipline is Lighter than the Load of Regret

I was listening to talk radio this morning and I heard this guy say that…and I thought: how true. Most of us live in this mindset that we want to be known as cool, laid back, fly by the seat of our pants, etc. That’s great…if you are a teenager. However, when you grow up, […]

BeansAgain - The Story

Have you ever been so poor that all you could afford to eat was beans, rice, potatos, and ramen noodles?
In the Beginning
Many years ago, I was working as a hair stylist part time and my husband was working at UPS part time. We did this for years, running up debt because we simply didn’t […]